You can have many credit and debit cards saved in your Wallet app to use with Apple Pay, but only one pops up as the default when you double tap your side button to make a payment. Of course you can then choose a different card, but why have that extra step? If you have one card you like to use in almost every case, you should have it as the default option. Here's how to switch your default payment card for Apple Pay on iPhone:
Users of Apple Pay Cash may be asked to verify their identity as they approach the $500 mark of money added or payments received. Beyond this limit, identity verification is required to use the service. Green Dot Bank, which provides the Apple Pay Cash card and person-to-person payments must verify its customers to comply with federal law.
If you are new to Apple Pay, it is a mobile payment method that uses NFC technology to conduct secure transactions at contactless point-of-sale terminals. In short, you go to any number of retailers that accept Apple Pay, go to the check out and simply wave your phone in front of a scanner after you've authenticated your payment with Touch ID or Face ID, and voilà, your transaction is complete.
Apple has made it easier for iPhone users to access Apple Pay by double-clicking their Home button. This is a useful feature if you regularly use Apple Pay and other cards in your digital wallet, such as loyalty cards, but it can be annoying if you don't. Accidentally or impatiently clicking your Home button a few times will bring you to the new Apple Pay shortcut instead of unlocking your iPhone. You then need to tap your Home button again to leave the Apple Pay screen then unlock your phone. Luckily there is a way to disable this feature. Here's how:
Apple Pay has nudged out its competitors in a head-to-head contest at the offices of Consumer Reports. Despite the fact that Apple Pay is only available on Apple devices, it scored higher in several categories that Consumer Reports designed to "help people make informed choices". Apple Pay took top honors overall in the ratings, which focus on data privacy and security.