The physical Apple Card uses titanium instead of plastic, which is just one of the ways Apple's first credit card breaks from tradition. To create the white finish, a multi-layer coating process is applied to the titanium base. The owner's name and the Apple logo are laser-etched into the card.
The titanium Apple Card may be unique, but just like any physical credit card it can be lost, stolen, or damaged by unforeseen circumstances. When this happens, it's important to quickly report the status of your Apple Card and request a replacement. Apple will send out a new Apple Card to the mailing address on the account.
Apple keeps a record of every app purchased or downloaded using your Apple ID. Instead of searching the app store to re-install a missing app, the list of previously purchased apps can be viewed or searched quickly. Once the title is found, the app can be re-downloaded to your iPhone, iPad or iPod touch with one tap.
Just like any other credit card, the physical Apple Card can be lost or stolen. After discovering that a card is gone or misplaced, the first thing to do is protect yourself. Preventing fraudulent use of the card by an unauthorized person is easy. The titanium Apple Card can be locked instantly to stop anyone from using it for purchases.
Accepting terms and conditions is a necessary step when applying for Apple Card. What some card holders may not realize is that binding arbitration is included as part of this agreement. Arbitration clauses are a common thing, and in this case Apple Card accounts accept arbitration by default. Consumers can also opt-out within 90 days of opening an account.