Did you know that 80% of all iPhone failures are due to accidents? The problem is that most mobile carriers will not cover a smartphone like the Apple iPhone under typical insurance contracts.

SquareTrade, a licensed insurance provider, offers the only iPhone protection that fully covers accidents from handling. The company has been in business since 1999 and has sold over one million iPhone warranties.

According to SquareTrade, "drops, spills, water damage, battery failures or any other failures from normal use or accidental damage" are all covered under their plans. This is the key difference between SquareTrade's insurance and other coverage options such as AppleCare.

Don't Drop That iPhone

Your iPhone comes with 90 days of technical support and a one year warranty from Apple, and many users have extended this coverage to two years with AppleCare. Unfortunately, if your iPhone is dropped and damaged or accidentally gets wet, Apple will not cover the repair.

AT&T does not currently allow tethering on the iPhone even though Apple's iPhone OS 3.0 includes the feature. The company is still deciding what a tethering data plan for iPhone would cost and how it would be structured.

Tired of waiting? If you have an iPhone 3G or 3GS running OS 3.0 and a computer running iTunes 8.2 on Mac OS X here's how to activate tethering. You will be able to connect your computer to the AT&T data network using USB or Bluetooth via your iPhone.

This September, PhoneSuit plans to release its MiLi Pro portable video projector for the iPhone and iPod Touch. The entire device folds up and has its own speakers and swappable battery.

The iPhone or iPod Touch docks directly into the accessory. There's also a VGA or RCA input on the side of the miniature projector, allowing it to be used with a computer or DVD player, etc.

iPhone blogger George Hotz has discovered a new layer of security in the recently released iPhone 3GS. If you're waiting on iPhone Dev-Team to release a jailbreaking and/or unlocking solution for your iPhone 3GS, generating a unique certificate for your device could keep your options open.

Apple will likely release iPhone OS 3.0.1 soon, possibly postponing a jailbreak even longer. George Hotz explains the process of generating a certificate below.

Sony may have brought us the Walkman, but Apple has been dominating portable music players in recent years with the iPod. With the release of the iPhone and iPod Touch, Apple is pushing further into Sony's territory with mobile gaming. Apple's AppStore has even started to attract major game developers.

The PlayStation Portable (PSP) has sold over 50 million units in the last four years, but Apple is quickly catching up, with 40 million video-game-capable units sold in only two years. According to the Nikkei Business Daily, Sony intends to compete directly with Apple's iPhone with its own mobile phone.